Corporate Finance & Treasury

By understanding the wide array of financial and debt products, GLC helps small and mid sized enterprises (SMEs) in their financing needs. With respect to business operations, the need often involves a working capital facility, a letter of credit, surety or bond instrument. In a start up phase a business may require seed and/or venture financing. In the growth phase, a business may require expansion capital. For acquisitions, a business may require acquisition financing. Such financing can be provided through either equity or debt products.

GLC assists enterprises and their principals identify the best source and product for funding and moves the structuring and negotiation of the financing round forward. Financing types can include private placements, equity participations, venture capital, private equity buy-outs, as well as debt instruments, including straight vanilla loans, vendor financing, asset based loans, cash flow oriented loans, leveraged finance and mezzanine products. Services for registered public offerings/securities are provided through special co-counsel.

GLC also counsels in determining the best security package and security taking process, including assistance in any debt redemption and security release exercises. This includes advisory in the area of secured transactions and security agreements. GLC's ability to work efficiently with business people by asking the right questions and finding the right answer adds significant value here. GLC will pursue agreement on security principles at the loan documentation stage, which can simplify the security taking exercise. GLC aims to structure security packages that maintain flexibility and maximize the potential to secure future financing.

GLC provides small and mid-sized businesses debt advisory in corporate finance and treasury related matters. Debt advisory has exploded recently as a result of the global financial crisis. Many businesses require debt counsel, restructuring advice and/or loan agreement audit services to alleviate the impact of the credit crunch on these businesses. GLC seeks to assist such businesses suffering from poor trading on the one hand and debt heavy capital structures on the other, which businesses may be particularly in need of debt advisory.

GLC also provides counsel in other bank matters, incl. commercial and private account opening, etc.